Prepaid plans

Sell one-time AI credit packs with prepaid plans: how to create them, how the credits are stored and spent, and how they differ from subscriptions.

A prepaid plan sells a fixed number of AI credits for a single payment. Customers see these as credit packs. The credits never expire, they are not renewed, and buying a pack does not change the buyer’s limits, features or networks.

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Prepaid compared with subscriptions

	Prepaid plan	Monthly, Yearly or Lifetime plan
Payment	Once	Monthly and Yearly renew, Lifetime is paid once
Credits	Added to the Credit packs balance and kept until spent	Set as the Plan allowance and renewed monthly
Unused credits	Stay on the account	Do not carry over
Creates a subscription	No	Yes
Changes limits and features	No	Yes
Unlimited credits (-1)	Not allowed	Allowed

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Create a prepaid plan

1. Open the form

   Go to Finance → Pricing Plans and click Create New Plan.

2. Name the pack

   Enter a Plan name such as the size of the pack, and an optional Description.

3. Choose the type and price

   Set Plan type to Prepaid, then enter the Price and Currency. Prepaid plans are one-time payments with no automatic billing renewal.

4. Set the credits

   Under AI credits, enter the number of credits the pack contains. It must be a fixed number. Entering -1 is rejected with the message that prepaid plans need a fixed number of credits.

5. Set the status

   Choose Active to sell the pack, Hidden to assign it yourself, or Closed to stop offering it.

6. Keep the unused sections empty

   A prepaid purchase never applies the limits, features or networks from the form. Set each limit to 0, switch the features off and leave the networks unticked.

7. Save

   Click Create plan.

The plan card on the Billing page lists every limit above 0 and every feature that is switched on, even for prepaid plans. Leaving them at 0 and off keeps the card from promising things the pack does not grant. The card still shows the networks line.

The full field reference is in Subscription plans.

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What happens when someone buys a pack

1. The customer opens Billing, picks the Prepaid tab, and chooses a pack. The tab appears only when at least one active prepaid plan exists. The card shows the price with one-time.
2. The customer pays with a gateway that is enabled for one-time plans, or with a bank transfer. See Payment gateways.
3. When the payment is confirmed, MagicPost records a completed order and adds the pack’s credits to the buyer’s Credit packs balance. For a bank transfer this happens when you mark the order Completed. See Orders and transactions.
4. No subscription is created and the buyer’s plan does not change. The credits appear in their credit history as a credit pack.

You can also grant a pack yourself with Assign Subscription. For prepaid plans it only adds the credits. See Subscriptions.

Assigning a pack records a completed order at the plan’s full price. It counts as revenue on the Finance dashboard and can earn the referrer a commission. Use a plan priced at 0 when you only want to give credits away.

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How pack credits are spent

MagicPost keeps two balances for each user: the plan allowance and the credit packs. AI runs draw from the plan allowance first and from the credit packs second. Renewing a subscription replaces the allowance but leaves the credit packs alone. Details are in Credits and allowances.

If a user has an unlimited allowance from a plan with -1 credits, runs are covered by that allowance and pack credits are not touched.

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Gateway support

Not every gateway sells one-time plans. Each gateway has its own switches for prepaid plans and for subscriptions, and checkout only offers the gateways that match the plan type. Coinbase Commerce, for example, only takes one-time payments. Check the page for your gateway in Payment gateways.