Credits

See your credit balance, what is on hold, where credits went and how AI writing and media runs use them.

Credits pay for MagicPost’s AI features: the writing assistant, alt text, image generation and video generation. Scheduling and publishing posts does not use credits.

Open the page from the sidebar: click your name at the bottom, then click Credits and usage (/app/settings/credits).

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Your balance

Three tiles sit at the top of the page.

Tile	What it shows
Available	What you can spend right now: your plan allowance plus your credit packs, minus anything on hold.
Plan allowance	The credits your plan gives you. They are spent first and topped up when your plan renews.
Credit packs	Credits you bought separately. They never expire.

Credits come from several places:

• Plan allowance. Your subscription plan sets a number of credits. Unused monthly allowance does not carry over.
• Credit packs. You buy these with a prepaid plan. See Billing and subscription.
• Registration credits. The administrator can give new accounts a starting number of credits, set under Default Registration Credits in General Settings. They count towards your plan allowance.
• Team credits. A team owner can share credits with you. They arrive as credit packs. See Teams.
• Referral bonus. If the administrator sets Bonus Credits for the referral program, you receive them each time someone you referred makes a qualifying purchase. See Referrals.
• Adjustments. An administrator can change your allowance, which appears as Adjusted by an administrator.

When a run needs credits, MagicPost spends from your plan allowance first and then from your credit packs.

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Unlimited credits

If your plan has unlimited credits, the tiles show Unlimited and runs never draw on a balance. The history still lists each run as Covered by unlimited credits with Not charged, and shows what it would have cost.

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When the allowance refreshes

• Monthly plans: the allowance is set again when each renewal payment is received.
• Yearly and lifetime plans: the allowance is set again on each monthly anniversary of your purchase. A scheduled task checks for these every hour, so the site needs its cron job running.
• Prepaid plans: credits are added once and last until used.

Whenever the allowance is set again, it becomes the number of credits in your plan, and what was left of the previous month is not added.

When SaaS Business is enabled, the card at the bottom of the sidebar also shows your plan name (Free if you have none) and how many allowance credits are left, with an Upgrade, Add credits or Top up credits link.

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How AI runs use credits

Each AI feature has a price set by the administrator:

Feature	History label	Price
Writing assistant (captions)	Writing assistant	Credits per run, set per writing model
Alt text for a picture	Alt text	Credits per run of the writing model used
Image generation	Images	Credits per picture, times the number of pictures you ask for
Video generation	Video	Credits per second, times the length of the clip

The administrator sets these prices under Admin → Publishing → Writing Models and Media Models. See AI models. To use the features, see AI writing and media.

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Holds

When you start a run, MagicPost puts the price on hold so the credits cannot be spent twice. The hold is charged when the run finishes, and only for what it actually used. If the run fails or you cancel it, the hold is released and you pay nothing.

Holds you can see under On hold show the run, the amount and the time at which an unfinished hold is let go. Writing runs hold for 5 minutes and image and video runs for an hour. Anything still held after that is released by a scheduled task that runs hourly.

If you do not have enough available credits, the run is refused with a message such as Requires 10 credits but only 4 are available.

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Where your credits went

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This month

The This month panel shows a bar chart of credits spent on each of the last 30 days, in your own time zone, and a list of what you spent this month by reason, with the number of runs for each.

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History

History lists every movement of your balance, 15 to a page. Use All, Spent and Added to filter. Each row shows the reason, the date, a note when there is one, the amount and how many credits you had left afterwards.

Reason	Meaning
Writing assistant, Alt text, Images, Video	A charge for an AI run
Credit pack	Credits from a prepaid purchase
Plan allowance	Your allowance changed with your plan
Team credits	Credits shared by or with a team member
Referral bonus	A bonus from the referral program
Adjusted by an administrator	A manual change
Credits added	Any other credit grant

The history is a ledger. A correction or refund shows up as a new row instead of changing an old one.

Administrators set allowances on plans in Subscription plans and explain the full credit model in Credits and allowances. Prepaid packs are covered in Prepaid plans.